How to Put Money in Someone Else's Bank Account

by Carl Carabelli

While you can’t just withdraw money from another person’s bank account, you can deposit money if the situation calls for it. As long as you have the other person’s account information and all paperwork is filled out properly, you can make the deposit. Just make certain the person knows you’re putting money in his account. You don’t want him wondering where it came from.

Deposit

Make a check payable to either “Cash” or the account owner. Alternatively, you can simply make the deposit using cash.

Endorse the back of the check by writing “for deposit only” or by instructing the account owner to endorse it with his signature. Either way, write the account number below the endorsement.

Complete a deposit slip. Write the account owner’s information including name and account number. Occasionally you will be required to include an address and phone number so be prepared to write that as well. Indicate the amount and date of the deposit.

Bring the check to a bank teller.

Request a receipt for the transaction. Verify the amount and account number are accurate and provide a copy to the account owner.

Wire Transfer

Obtain a wire transfer request form from your bank.

Write your information on the form. This includes name, address and account number.

Write the account holder’s information in the “beneficiary” section of the wire form. Include name, address, account number and routing number of his bank.

Indicate the amount and the date of the transfer.

Submit the request to your bank and pay any necessary fee. This will vary by bank, but will typically run between $10 and $20.

Tip

  • Some banks allow you to make wire transfers online.

About the Author

Carl Carabelli has been writing in various capacities for more than 15 years. He has utilized his creative writing skills to enhance his other ventures such as financial analysis, copywriting and contributing various articles and opinion pieces. Carabelli earned a bachelor's degree in communications from Seton Hall and has worked in banking, notably commercial lending, since 2001.

Photo Credits

  • Keith Brofsky/Photodisc/Getty Images